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Susan Koeppen , a Financial Advisor at CBS, answers the question"How Can I Lessen my Credit Payments?"
Ms. Koeppen had some advice for lowering your credit paymens if they has risen up above 11%.
She said to use these steps:
1.Know your interest rate. If you don't know your curretn rte, call your company and ask them.
2.Know if you pay on time. If yu don't know, check.
Assuming that at the moment you are, you can say:"I'm a good custommer and I apy on time, so I'm worth a better rate than I have currently."
3.Know your credit score. If you don't, go to MyFica.com.
If your credit score is good, you should tell them to lower your payemnt rate.
4. Try one manager. If you don't get help from him or her, call back adn ask for adifferent manager. Try few. Ms. Koeppen says that it can make a big difference.
5. Ms. Koeppen says to check on your card rating too and see how much it costs to tranfer to another company.
6. She says only try one transfer a year.
What do you think? Will this be of use?